1. Who we are
These terms are an agreement between you and BREADSLICE PTE. LTD., a company incorporated in Singapore (“Breadslice”, “we”, “us”). They govern your use of the Breadslice websites, the Breadslice wallet, our bots and integrations, and the related software we provide (together, the “Services”). By using the Services you agree to these terms.
2. What Breadslice is — and what it is not
Breadslice is self-custodial software for time-metered payments. It lets a customer and a service provider agree a rate per ten-second block and have small amounts of USD stablecoin move directly between wallets that they, and only they, control, for as long as a session runs.
Breadslice is not a bank, a custodian, an exchange, a broker, a money transmitter or a payment processor. We never hold, receive, transmit or control your money or digital payment tokens at any point. Funds move wallet to wallet on a public blockchain; we provide the software through which their owners instruct those moves.
3. Self-custody, provably
Wallets used with Breadslice are controlled solely by their holders, through cryptographic keys secured on the holder’s own device (for example behind a passkey). We do not hold, see or store those keys, and we cannot initiate a transaction, or move, freeze or recover funds. The software prepares transactions; only your key can sign one, and nothing moves without that signature. Because every transaction is signed by the holder’s own key and recorded on a public blockchain, this arrangement is independently verifiable — you do not have to take our word for it.
Self-custody puts obligations on you:
- You are solely responsible for your device, your passkey and any recovery method you configure. If you lose them, we cannot restore access for you.
- Blockchain transfers are final. A payment sent, or a session block charged, cannot be reversed by us, because nothing passes through us.
- Sending tokens on the wrong network, or to the wrong address, can lose them permanently. The Services state the supported network at every point where funds enter.
4. Our regulatory position
Breadslice provides technical software through which wallet holders prepare and sign their own transactions. We never come into possession or control of any money or digital payment tokens; we cannot initiate, execute, block or reverse a transfer; every transaction is authorised and cryptographically signed by the holder alone, and it is the holder — not Breadslice — who transmits it. On that basis we operate as a provider of technical services, and not of any regulated payment service under the Payment Services Act 2019 of Singapore — including digital payment token custody, dealing, exchange, or the transmission or arranging of transmission of digital payment tokens. Breadslice Pte. Ltd. is not licensed or regulated by the Monetary Authority of Singapore, no part of the Services should be read as a claim to such a licence, and the Monetary Authority of Singapore has not reviewed or endorsed the Services.
You do not receive the protections that apply to customers of licensed digital payment token service providers — such as the statutory segregation and trust requirements for custodied assets. There is nothing for those protections to attach to: no Breadslice entity ever holds your tokens. Your protection is the self-custody itself, and it is only as strong as your care of your own keys and devices.
If the law that applies to us changes, or a regulator takes a different view of the Services, we may modify, restrict or discontinue any part of the Services — in a particular jurisdiction or generally — to the extent needed to comply. Because the software is self-custodial, no such change can touch funds in your wallet.
5. Partner entities
Certain services — for example local operations and human support delivered from Vietnam — are provided by partner entities in Vietnam where local delivery or local law requires it. Where a specific service is provided by a partner entity, that will be stated at the point you use it. Breadslice Pte. Ltd. remains your point of contact under these terms.
6. Eligibility
To use the Services you must:
- be at least 18 years old and able to form a binding contract;
- not be located in, or ordinarily resident in, a jurisdiction subject to comprehensive sanctions, and not be a sanctioned person;
- comply with the laws that apply to you where you are, including any that restrict the use of digital payment tokens.
We may restrict the availability of the Services in any jurisdiction where offering them would require a licence, registration or approval we do not hold.
7. Sessions
A session’s terms — the rate per block, and the amount set aside for the session — are set by the service provider and shown to the customer before any money moves. Approving a session moves the stated amount from the customer’s main balance to a session balance the customer still controls; each elapsed block then moves one block’s amount to the provider; stopping the session returns whatever remains. Either side can stop a session at any time.
Breadslice is not a party to the underlying arrangement between customer and provider. We do not vet providers, guarantee the quality or delivery of what they sell, or arbitrate disputes between the two sides. Any refund beyond the automatic return of an unspent session balance is a matter between customer and provider.
8. Fees
We do not charge a fee on transactions. Access to some Services is sold by subscription at the prices published on our pricing page at the time you subscribe. Prices for our own metered support are shown before any session starts.
9. Stablecoins and networks
The Services work with USD stablecoins (such as USDC) on public blockchain networks (such as Sui). Those tokens and networks are built and operated by third parties we do not control. You understand that stablecoins are not legal tender and not bank deposits; that their issuers, and the networks they move on, can fail, halt or change in ways outside our control; and that nothing in the Services is investment, legal or tax advice.
In Singapore, tokens such as USDC are generally treated as digital payment tokens. Nothing in the Services means that any token is issued, regulated, backed or guaranteed by the Monetary Authority of Singapore or any other authority; a stablecoin’s value depends on its issuer and that issuer’s reserves, not on us.
10. Acceptable use
You agree not to use the Services:
- for anything unlawful where you or your counterparty are;
- to sell services that are themselves unlawful, or to evade sanctions or launder the proceeds of crime;
- to mislead counterparties about who you are or what is being sold;
- to probe, disrupt or overload the Services, or to access them by any means other than the interfaces we provide.
We may suspend or terminate access to the Services for breach of these terms. Because the software is self-custodial, suspension affects the software only: your funds remain in your control regardless of anything we do.
11. Intellectual property
The Services, including their software, design, artwork and text, are owned by Breadslice or its licensors. We grant you a personal, non-exclusive, non-transferable licence to use them as they are provided. The Breadslice name and marks may not be used without our written consent.
12. Availability and changes
The Services are provided “as is” and “as available”. We may change, suspend or discontinue any part of them at any time. Because your funds never depend on us, discontinuing the software does not touch your balance — but features that depend on our infrastructure (links, bots, notifications) stop working when that infrastructure does.
13. Disclaimers and liability
To the maximum extent permitted by law, we disclaim all warranties, express or implied, and we are not liable for indirect, incidental, special or consequential loss, loss of profits, or loss of data or tokens arising from your use of the Services — including loss caused by your loss of keys or credentials, by blockchain networks or token issuers, or by counterparties. To the extent liability cannot be excluded, our total aggregate liability is limited to the greater of the subscription fees you paid us in the twelve months before the claim arose, or SGD 100. Nothing in these terms excludes liability that cannot be excluded under Singapore law.
14. Indemnity
You will indemnify Breadslice against claims, losses and expenses (including reasonable legal fees) arising from your breach of these terms or your use of the Services in violation of law or of a third party’s rights.
15. Governing law and disputes
These terms are governed by the laws of Singapore. Any dispute arising out of or in connection with them, including any question regarding existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (SIAC) in accordance with its rules, seated in Singapore, in English, before one arbitrator.
16. Changes to these terms
We may update these terms from time to time. Material changes will be announced through the Services, and the date at the top of this page will change. Continuing to use the Services after a change takes effect is acceptance of the updated terms.
17. Contact
BREADSLICE PTE. LTD., Singapore. Questions about these terms: legal@breadslice.com.